Legislation that established IDA programs for non-TANF applicants. The three goals of AFIA include: providing individuals and families with incentives to save earned income, increasing self-sufficiency, and improving the community.
B
Benefits Planner
Someone who can help you understand or apply for benefit programs when you become disabled or turn 65. Their goal is to help you avoid financial complications while developing a sustainable plan for the future.
C
Community Work Incentives Coordinator (CWIC)
The federal government pays benefits planners in communities around the country to help people think ahead about work incentives and benefits issues. CWIC'S are benefits planners who are trained by the Social Security Administration to assist beneficiaries with programs including Supplemental Security Income (SSI), and Social Security Disability Insurance (SSDI) in addition to other related programs.
E
Earned Income (EI)
Salaries, wages, tips, professional fees and other amounts received as pay for physical or mental work actually performed. Funds received from any other source are not included. (Contrast unearned income.)
Earned Income Tax Credit (EITC)
A federal income tax credit for low income working individuals and families. The credit reduces the amount of federal income tax owed and can result in a refund check.
F
Federal Poverty Level (FPL)
A table of income amounts used to determine financial eligibility for federal and state programs. Each year, the Department of Health and Human Services (HHS) issues the Federal Poverty Guidelines in the Federal Register. The Federal Poverty Level for one person is $10,400. For each additional person, add $3,480. For Medi-Cal programs, these figures go into effect in March or April of each year.
M
Match
Funds paid by an IDA program when an individual deposits money into the account.
A Supplemental Security Income (SSI) program that allows you to set aside income and resources for expenses related to a specific work goal. Income that you use for these expenses will not cause your SSI benefit to decrease. Resources that you spend on PASS expenses won't count towards the SSI limit.
T
Temporary Aid to Needy Families (TANF)
A federal welfare program, formerly known as Aid to Families with Dependent Children (AFDC), that provides income support and access to Medi-Cal for low-income adults with children. In California, TANF is known as CalWORKs.